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Welcome to TRICARE Supplements

Did you know… Military retirees that have launched their 2nd career with your organization already have a pre-paid health plan?
It is called TRICARE. The most common oversight by employers is not recognizing that TRICARE can be used as their primary coverage, rather than your employer sponsored health plan. Allowing TRICARE eligibles to opt out of your company’s plan and utilize their military benefit would create a potential cost reduction
EXAMPLE: 500 (eligible) x $4150* = $2,075,000 per year
*Kaiser/HRET survey of employer sponsored health benefits, 2010

The ABC's of TRICARE

TRICARE

covers pre-existing conditions

PAYS:

  • 75% of Doctor office visits
  • Hospitalization (less $635 per day)
  • Prescriptions (less co-pay)

Supplement

covers pre-existing conditions

PAYS:

  • 25% of Doctor office visits
  • Hospitalization (pays $635 per day)
  • Prescriptions (pays co-pay amount)
*Exclusions and limitations apply

Highlights

  • Pre-existing conditions covered
  • 100% of Hospitalization
  • 100% of Doctor's Office visits
  • 100% of Prescriptions
  • Pays the Government deductible
  • Any Doctor
  • Any Hospital
  • Not an HMO or PPO
  • One policy for all 50 states
  • Employer can payroll deduct
  • Plan is portable
  • No Claim Forms

Helpful Tips

  • TRICARE along with our Supplement gives equal to, if not better than, the current coverage at a fraction of the cost.
  • Covers Active or Retired Employees
  • TRICARE and MEDICARE are Sister Programs and pay the Doctors nearly identically
  • The Doctors' Office uses the Same Claim Form for TRICARE and MEDICARE
  • By Federal Law, if a Hospital accepts MEDICARE, it is mandatory due to Federal Funding Requirements that they accept TRICARE.
 
 
 
 
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